David Jennings Mortgage

Hi, I'm David Jennings

Your local San Diego home loan solution. Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

1%

5%

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Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

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5%

1%

5%

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$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

1%

5%

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$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Instant Home Value

Build A New Home Or Buy An Old One?
Posted Thursday November 7, 2019 in Real Estate

Generally speaking, it makes sense to search for older things rather than their newer counterparts when you want to save money. This doesn’t, however, always hold true when it comes to buying a home. Here are several factors that may lead to older homes costing more than new construction: Energy Efficiency One of the great […]

Hardwood vs. Laminate Flooring
Posted Tuesday October 29, 2019 in Home Improvement

The flooring of a home is one of its defining features. Wood flooring remains one of the most popular options, as it is a naturally inviting, beautiful and timeless material. While older, more traditional homes often have the original hardwood floors still in place, many newer homes are using laminate. It offers a natural look […]

Contractors Every Homeowner Should Have in Their Contacts
Posted Tuesday October 22, 2019 in Home Improvement

Being a homeowner is a considerable responsibility, and likely one of the largest investments you’ll make in your life. In order to protect your investment, you need to proactively care for your property, which means taking the correct steps to prevent problems from happening or quickly resolve issues when they do arise. Depending on your […]